I’m Adulting, should I get a Life Insurance?

You might not have given a thought to the title now as you read it at this moment.  But as you ponder more on this question, you might realize or consider the thought of having life insurance one way or another.

Most Millennials and Gen Z, like you, won’t be entertaining the thought of having life insurance for the most part. Most people from this demographic would usually spend on food, gadgets, beauty, and entertainment. However, as you grow older, especially when the pandemic hit the world, you now enter the so-called “adulting” phase where you would make more wise decisions that would help them survive in this ever-changing world.

As this generation enters the “adulting” stage, you now starting to make decisions that would help you set for the future. One of the things that both Millennials and Gen Z are now considering is having life insurance. At first, they may not think about life insurance is something you want or need since you’re young and likely to be more healthy.

But that’s exactly the point, it is better to have life insurance while you are still young and healthy. As you consider having life insurance, go ahead and have one now because it is cheaper in annual premiums the younger and in good health you are when you buy your policy. It is often a smart financial move, providing a safety net for your loved ones and beneficiaries (like your family and trusted friends) if you die prematurely, and may even accumulate cash value.

What’s more, Life insurance gives you peace of mind and financial security. Millennials and Gen Z are always looking for things that would give them peace of mind to make the most out of their lives.  Life Insurance is like your safety net, or a backup, especially when the unforeseen happens to you. You wouldn’t want to spend much of your hard-earned income on hospital bills, or debt payment that would drain much of your income.

As you now consider having life insurance, you might be thinking, where would I get my life insurance, and which plan would suit me? Manila Bankers Life is with you to help you plan and secure your future while you are still young and eager to make the most out of your life.

Manila Bankers Life has been in the industry for a long time and it gained a reputation as a shoulder to lean on, especially during hard times. They have the plans that would suit your needs, like Money Saver which gives you the flexibility that provides various cash benefits that you may use for retirement, travel, savings, and even retirement as you grow older.

So to answer the question above, Yes you should get life insurance. Life insurance can help you in the long run, especially for you, coming from the Millennial and Gen Z generation. What better way to enjoy your life is to be secure for your future and make the most out of your life.