No matter your age, life insurance is incredibly important for seniors that want to provide financial coverage for their families. Whether you need life insurance to cover your funeral or want to make sure your spouse is supported in retirement, you can typically find the coverage you need at affordable rates. Seniors may have a…
Ever wonder how life insurance companies review your application, and how they come up with the amount you pay for your premiums? It’s all about risk. Before a life insurance company can accept your application for coverage, they need to determine what level of risk you present to the company’s business. This process is called…
On March 2021, the Philippines marked one year since the first coronavirus lockdown was announced. The country battled one of the worst coronavirus outbreaks in Asia, with hospitals and medical workers in the capital Manila being overwhelmed. As the coronavirus pandemic continues, many individuals and businesses impacted by COVID 19 are looking to life insurance…
There’s a misconception nowadays that the only person who needs life insurance is the primary breadwinner of the household. They’re the ones who bring home a salary on a day-to-day basis after all, right? How about the stay-at-home parents? Don’t they also need life insurance coverage too? One of the primary reasons to buy life…
Purchasing a life insurance policy for yourself and your family is really a hard task. It is considered one of the biggest financial investments a person can ever make. With all the insurance companies and coverage that is out there, you might not know what to choose from and keeping tabs on how to avoid…
As years go by, Filipinos are starting to realize the importance of life insurance. Especially now since the pandemic hit last year, people started to recognize that life insurance is a necessity rather than a liability or waste of money. People quickly learned that not having emergency funds to lean on when something unexpected happens…
How can you be certain that the way you’re living your life right now is the best way to live? It may be a subjective question, for you it may be the best but living your best life may not be equal to living a longer life. Living a longer life essentially boils down to…
The Philippines is slowly becoming immersed in the trend of getting insurance. People are slowly beginning to realize that getting a life insurance policy is important and can help a family reach financial freedom. However, there is still a large part of the population that remains uncovered by insurance. This article will talk about how…
Some people work for money, and then others let their money work for them. Which classification do you fall under? There are many ways how you can have your money work for you instead of the other way around. Ways you can have your money work for you Investment. Having an investment means you will…
There is an abundant number of reasons why you should invest in a life insurance policy. While it is slowly becoming common knowledge that people should invest in an insurance policy, there are still people who are confused about it. This article will focus on term life insurance, and how it can benefit an individual…